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Contributing Author: Tania C.
Its a busy world out there and living on a budget can be extremely difficult these days.
With a Starbucks for breakfast and something fast for lunch, money can seem to sneak away throughout the day. Then add in all the little things you are spending money on, that new top at Target (which is on sale mind you) and a latte on the way home since you saved so much money, you end up with a bank account that dwindles quicker than you would have expected.
Even the most experienced penny-pinchers can run into this disappearing funds issue, so read on for eight ways to save money and give you the freedom to make those random purchases.
1.) Give a few generic items a try.
Generic products at the grocery store don't do a great job at instilling you with confidence.
They generally have very dull packaging and sit on the shelf surrounded by the high dollar marketed competition, sadly wishing someone would take them home and... eat them.
Give a few generic items a try though and you may see that the taste is just as good, if not better in many cases.
Maybe that comes from the fact that you just shaved thirty bucks off of your grocery bill, but whatever the reason, it's the way to go.
2.) Skip the latte and rock your own coffee.
When I go order a coffee at any shop I always have to list off all the special things I want done to it. Then, about a third of the time it comes out wrong.
So why spend the five bucks on something I could do right for about two bucks at home?
With how much you save over a month or two, go buy one of those fancy coffee makers that use the cups and start becoming your barista.
3.) Save on cash is by recycling.
Not the type of recycling that has you digging up soda cans on the beach to trade in for
pennies, but using the plastic bags you get a grocery stores as trash bags.
You may not use them for your bigger trash bag in the kitchen, but for bathroom and guest rooms that have a trash can.
4.) Brown bag your lunches going forward.
It can be easy to go spend five or six bucks on a “healthy” fast food lunch, but brown bagging your lunch for work each day saves you money and time. If your office doesn't have a cafeteria it will also add up to minor savings in gas since you won't have to drive to different fast food joints for each meal.
5.) Vending machines are your enemy.
We all love them, and when that two o'clock siesta feeling kicks in it can be easy to justify a candy bar. Instead, when you hit the grocery store for the week go ahead and pick up a full pack of your snack of choice and throw it in your lunch bag.
6.) Borrow new and used books.
Everyone loves a good read, but books can be expensive.
If you have an e-reader you can borrow books or subscribe to services that let you “check out” books when you want.
If you don't use an e-reader, just head to the library and find a book there, it doesn't cost you a penny.
7.) Get rid of extra phonelines.
If you use a cell phone, and who doesn't these days, disconnect your home phone if possible. If you do have a land line and rarely use it, you probably have to look into your cell phone for the number anyways.
Disconnect that and you'll never miss it.
8.) Eliminate your premium cable services.
Cancel your movie channels to save a chunk of cash. You can even cancel everything but basic cable and spend a smaller amount on streaming services like Netflix to keep you with a constant stream of movies and shows to watch when you want.
About the Contributing Author:
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